Life Insurance pays out on the death of the people insured, or earlier if there’s a diagnosis of terminal illness. The terminal illness must meet our policy definition and you can’t claim within the last 12 months of the plan. Depending on how the policy is set up, it could cover a single person or joint.
If you’re over 18 years of age and living in the UK and have spent at least 183 days in the UK in the last tax year, you’re eligible for a policy. Please note that upper age limits will apply.
Everyone’s premium will depend on their own specific needs and circumstances. No one situation is exactly the same. Speak to a member of our team and we’ll find you the cheapest, most suitable deal.
The amount of cover you need, depends on your current situation and budget. You may want to think about leaving a lump sum for your dependents or help clear an outstanding mortgage if something were to happen. For a more detailed answer, it’s always worth speaking to one of our advisors.
You could protect yourself and your loved ones in as little as 10 minutes, simply give us a call and we will run through the finer details with you.
All policy details are provided within the policy documents, which explain how to make a claim. We advise everyone to ensure they have read the policy documents on how to make a claim.
To set up cover all you need to do is call us on 01489 532 399 or fill out this quote form that will be picked up by one of our advisors.